Insights & Trends | Industry

Discover the latest in marketplace trends, challenges and opportunities impacting the financial service industry and how they can influence your business and strategy.

How the Pandemic Changed Credit Modeling


Learn how the meaning of credit data and scores changed dramatically this past year.

The Back-end Benefit of Cloud Based Solutions for Credit Unions


Are members finding new providers to meet their digital needs?

Members at the Center


Supporting members’ life transitions—planned and unplanned—every step of their journey.

Shining a Light on Members' Investment Needs


4 tips to making member investment services core to your credit union.

America’s Fastest Growing Homebuying Demographic


Who they are and how credit unions can turn them into members.

Could the Right Coverage Help Your Credit Union Stand Out?


5 features that could set you apart – and build relationships.

Ransomware Attacks Continue as Predominant Cyber Issue


Experts report an increase in Ransomware attacks for the foreseeable future.

Member Perceptions Are Reality


Discover the benefits of going beyond functional needs for members.

Be There When Members Need You Most


Increasing benefit feature helps protect members’ financial security.

NCUA Amends Regulations on Fidelity Bonds


See the checklist for staying compliant

Credit Union Trends Report


CUNA Mutual's monthly update of credit union economic trends and the credit union marketplace.

Reducing Third-Party Cybersecurity Risk: It’s All About Vigilance


Without proper due diligence third-party vendors can put your member’s data at risk

7 Point Checklist for Creating Prudent SERPS


Use this seven-point checklist to design prudent supplemental executive retirement plans

Beyond IT: How to Create an Organization-wide Cybersecurity Culture


Make cybersecurity part of your credit union culture through awareness and training

Lessons Learned for Charitable Giving


Cause marketing strategies and a CDA can give your credit union new ways to have a bigger community impact.

Retain Your Top Talent


Your top executives are one of your biggest investments. Learn 4 successful strategies to retain them.

Ties That Bind: Supplemental Executive Retirement Plans


Strengthen your financial tie between your top executives and your credit union.

Economic Commentary: The U.S. Equity Market Outlook and Valuations


In this edition of Economic Commentary, Robert F. DeLucia, CFA & Consulting Economist, shares his perspective

How Risk Aversion Impacts Wealth Management


Investor sensitivity to market volatility and a sharp shift away from equities is fueled by many factors

Economic Commentary: What's in Store for Investors in 2018 and Beyond


Business and investment cycles will inevitably change. See what economists are forecasting 2018 and beyond.

Industry Update: IRS Limits Adjustments for 2018


The IRS announced its changes to retirement plan contribution and Social Security limits for 2018

The History of the Dow: Why Risk Control Matters More than Ever


Lessons from our nation’s history give insight into factors that typically impact market performance.

The Changing Retirement Landscape


Retirement planning now needs to go beyond asset accumulation, as the majority of the population soon won't be able to rely on pensions and Social Security supplements.

Where Does Financial Advice Fit in the Age of Information?


How do you prove the benefit of cultivating a relationship with a financial advisor over Internet advice?

Economic Commentary: 2018 Tax Cuts and Jobs Act


Formally enacted on Jan. 1, 2018, the Tax Cuts and Jobs Act introduces a number of changes to the tax code

Economic Commentary: Indicators Investors Should Monitor to Understand Market Direction


The extended period of market calm and record-low volatility has ended for the current investment cycle.

Medicare and Social Security


New client service standards require financial advisors to understand government programs' impact on clients.

Is There a Cost to Convenience?


Can you over-emphasize member convenience? The data reveals troubling trends in auto lending.
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The Digital Imperative:

Managing the Pace and Scope of Change