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Protect More Loans

An unexpected hardship should never threaten your members’ dreams. Lending products help safeguard dreams. Here's how!


Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. When a vehicle is stolen or totaled in an accident, your member could owe more than the vehicle is worth. GAP is designed to cover that depreciation amount,** so you or your members aren’t on the hook for the balance. Our choice-driven GAP and GAP with auto deductible reimbursement offer more options and more control than ever before.

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GAP is one of the products available in our comprehensive lending suite helping you protect more loans, more ways.

Benefits for you:

  • Easier and faster serving members with our point-of-sale technology
  • Better coverage options including no exclusions for wear and tear, excess mileage or prior damage
  • Member-friendly features such as no time limit to file a claim and more skipped payment options

Americans Are Revving Their Engines in the Auto Market

With a record $886 billion in outstanding auto loans, it’s time for you to take advantage of big changes to our GAP program that members want and need. Our choice-driven options offer your loan officers the flexibility they need to better serve members.

Additional resources for our customers:

Visit our Lending Resource Center  for product details, training and marketing materials.

Use our LDP Zone®  resources and tools to help you protect more loans, more ways.

*AAA Newsroom, April 28, 2015. **The depreciation amount equals the difference between the primary insurance settlement and the remaining loan balance. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, and its subsidiaries.