Home > Products  > Lending  > Guaranteed Asset Protection
Protect More Loans, More Ways

Serve your members better and operate at peak efficiency.

Protect More Loans, More Ways

Explore the integrated lending suite >>


Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. When a vehicle is stolen or totaled in an accident, your member could owe more than the vehicle is worth. GAP is designed to cover that depreciation amount,** so you or your members aren’t on the hook for the balance. Our choice-driven GAP and GAP with auto deductible reimbursement offer more options and more control than ever before.

Let's Talk Download Product Overview >> E-mail  Share >>

GAP is one of the products available in our comprehensive lending suite helping you protect more loans, more ways.

Benefits for you:

  • Easier and faster serving members with our point-of-sale technology
  • Better coverage options including no exclusions for wear and tear, excess mileage or prior damage
  • Member-friendly features such as no time limit to file a claim and more skipped payment options

Americans Are Revving Their Engines in the Auto Market

With a record $886 billion in outstanding auto loans, it’s time for you to take advantage of big changes to our GAP program that members want and need. Our choice-driven options offer your loan officers the flexibility they need to better serve members.

Additional resources for our customers:

Visit our Lending Resource Center  for product details, training and marketing materials.

Use our LDP Zone®  resources and tools to help you protect more loans, more ways.

*AAA Newsroom, April 28, 2015. **The depreciation amount equals the difference between the primary insurance settlement and the remaining loan balance. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, and its subsidiaries.