Guaranteed Asset Protection

More than 20% of damaged vehicle appraisals are deemed a total loss.1Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. When a vehicle is totaled in an accident or stolen and not recovered, your member could owe more than the vehicle is worth. GAP is designed to reduce or eliminate the difference between the insurance settlement and the loan balance. Our choice-driven GAP, GAP Plus and GAP with Deductible Assistance offer more feature options and more control than ever before.2

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GAP is one of the products available in our comprehensive lending suite helping you protect more loans, more ways.

Benefits for You

  • Valuable protection options including protection for wear and tear, excess mileage and prior damage
  • Member-friendly features such as no time limit to file a claim and more skipped payment options3
  • Easier and more efficient to offer GAP to members with Protection Advisor® Expert, our point-of-sale technology
  • Optimize and efficiently reconcile your program with on-demand reports
  • Choice-driven options offer your loan officers the flexibility they need to better serve your members

Additional Resources for Our Customers

1 2021 Crash Course Midyear Report. 2 GAP Plus and GAP with Deductible Assistance not available in all states. 3 Skipped payment options not available in all states. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, and its subsidiaries and affiliates.