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Discovery Conference 2015

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Our Lender Development Program can help your credit union. Learn more.

Lender Development Program

Keeping America Strong

An unexpected hardship should never threaten your members’ dreams. Lending products help safeguard dreams. Here's how!

Debt Protection reduces your credit union’s risk by helping members avoid missing loan payments and providing you with another source of non-interest income.

Debt Protection for consumer, credit card, and home equity loans is an agreement between a member and a credit union that if the member dies, becomes disabled, becomes involuntarily unemployed or takes unpaid family leave, the agreement may cancel all or a part of your members' debt up to the benefit maximum. Learn more.

Support your credit insurance program with Lender Development Program®resources that include online reports, live and on-demand training, discussion boards, job aids and more.

Find valuable product information, educational opportunities and compliant member-facing marketing materials here.

What’s in it for you?
  • Business-building benefits. Requires no insurance licensing; safeguards your loan portfolio by helping prevent loan defaults; generates member-friendly non-interest income; allows you to select the appropriate features, benefits and pricing to meet members' needs
  • Comprehensive support. Quick and collaborative implementation; product education and training; online claims submission and inquiry; $1 million indemnification protection; compliance expertise; regulatory advocacy and more
  • Offer members flexible program parameters. Election can occur any time during the loan; no need to ask health questions (although these are available); Acts of War coverage included on loss of life and disability packages; protection on loans with terms of more than 120 months; no eligibility age limits versus 66 on competitive products; 25-hour workweek minimum for eligibility versus some competitors' 30-hour requirement
  • Greater efficiency. LOANLINER® Document Solutions and loanliner.com® lending technologies can incorporate the debt protection sale into the loan application for a seamless member experience; Lender Development Program® approaches bring consistency to product offerings in each lending interaction
* “Facts from LIMRA 2013 Disability Insurance Awareness Month”, LIMRA, 2013

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates.