“In today’s volatile economy, customers are looking for solutions that can help provide peace of mind. Annuities serve as a powerful source of retirement security through guaranteed returns, lifetime income, and protection for loved ones, and we’re proud to offer a broad portfolio of annuities designed to deliver the income and protection customers need.”

Darrel Steege
Sr. Manager – Annuity Products
CMFG Life Insurance Company


Annuities come in different shapes and sizes. Choose the MEMBERS® Annuity product from CMFG Life Insurance Company that matches your risk tolerance and financial goals.

Fixed annuities—offer guaranteed rates of return, tax-deferred growth, and options for guaranteed income down the road.

Index annuities—link interest rates to a market index, but help protect against market fluctuations with built-in guarantees.

Variable annuities—allow you to select investment choices designed to match financial needs, and can provide powerful income guarantees and protection benefits. Offered by prospectus only.

Immediate annuities—let you convert a lump sum into an immediate income stream … including guaranteed income for life.


Retirement Road Test
Ready for retirement? This helpful tool can help you decide.

Which annuity product is right for you?


Match your financial needs to a MEMBERS® Annuity product.

Enjoy guaranteed rates of return—with fixed or index annuities

Maximize your investment potential—with variable annuities managed by our experienced financial team

Meet long-term savings goals—with deferred (fixed, index, or variable) annuities

Create a retirement income stream today—with an immediate annuity


Guaranteed death benefits—pass to loved ones while money is accumulating in your annuity

Avoid probate—when annuity value is transferred to named beneficiaries

Select the income payout that’s right for you—when it comes time to take income from your annuity, choose payments for a set period or payments guaranteed for life

Benefit from tax-deferred growth—any accumulation is tax-deferred until it’s withdrawn

Roll over employer retirement plans into an annuity tax-free—a great way to supplement Social Security income

For more complete information about any of the MEMBERS® Variable Annuity products, including charges and expenses, obtain a prospectus from your representative. Read it carefully before you invest or send money. Consider the investment objectives, risks and charges and expenses of the investment carefully before investing. The prospectus contains this and other information about the investment company.

Annuities are issued by CMFG Life Insurance Company. All guarantees are based on the claims-paying ability of CMFG Life Insurance Company. When purchasing an annuity as an IRA or other tax-qualified plan, you should consider benefits other than tax deferral since those plans already provide tax-deferred status. Withdrawals before age 59½ may be subject to a 10% federal tax penalty. Investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution.

800.356.2644 or email