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Total Benefits Pre-Funding

Health Insurance premiums have risen nearly 60% in the last 10 years.1As healthcare expenses continue to rise and investment returns remain low, it can be challenging to pay these and other employee benefits costs.2 With this customizable Total Benefits Pre-Funding program, you’ll have a proven way to help offset benefits expenses using expanded investment options. Then you can offer a comprehensive benefits package to recruit and retain the staff you need to meet your strategic goals

Benefits for You

  • Potentially higher returns using non-Section 703 investments, otherwise deemed impermissible by NCUA, to help you pay for your benefits expenses
  • Investment advice from our knowledgeable, experienced specialists to serve your best interests
  • Customizable plan design, featuring multiple, non-proprietary funding options (Opens in new window) and an open-architecture platform to best meet your credit union’s unique goals
  • Comprehensive monitoring and compliance support from a fully licensed Executive Benefits team to assist your due diligence efforts

Why wait? Join more than 1,200 credit unions whose non-Section 703 assets are already managed by CUNA Mutual Group.3

Don't Just Hear It from Us

CUNA Mutual Group has the money managers we needed. We didn’t want to use our internal resources that did not have expertise in the stock market…they just make it easy.

Robert Zearfoss, CFO
Randolph-Brooks Credit Union

                                                                                                                                                                                                                                                                                                                                                                                                           
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CUESolutions Platinum ProviderCUNA Mutual Group has partnered with CUES as an industry expert for Executive Benefits, Pre-Funding and Retirement Solutions. 

  • Charitable Donation Account
  • Executive Benefits Plans
  • Total Benefits Pre-Funding
1 Kaiser/HRET Survey, 2016. 2NCUA data, December 31, 2016. 3CUNA Mutual Group internal data, December 31, 2016. Proprietary and brokered insurance is sold by CUNA Mutual Insurance Agency, Inc., a wholly owned subsidiary. This insurance is not a deposit and is not federally insured or guaranteed by your credit union. For more information, contact your Executive Benefits Specialist at 800.356.2644. Representatives are registered through, and securities are sold through, CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, 2000 Heritage Way, Waverly IA 50677, toll-free 866.512.6109. Insurance and annuity products are sold through CMFG Life Insurance Company. Trust services available through MEMBERS Trust Company, 14025 Riveredge Dr., Suite 280, Tampa, FL 33637. Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.
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