1Based on traditional permissible credit union investments of U.S. government backed securities with an average current yield of 1% compared with implementing an investment program to offset the cost of employee benefits, which would allow you to invest in traditionally non-permissible investments including diversified equity and fix income portfolios. These portfolios could provide returns which, in the past, have averaged between 4–5% annualized returns. Portfolios are not principal guaranteed and may lose value. Past performance is no guarantee of future results.
Proprietary insurance is underwritten by CMFG Life Insurance Company. Proprietary and brokered insurance is sold by CUNA Mutual Insurance Agency, Inc., a wholly owned subsidiary. This insurance is not a deposit and is not federally insured or guaranteed by your credit union. For more information, contact your Executive Benefits Specialist at 800.356.2644. Representatives are registered through, and securities are sold through, CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, 2000 Heritage Way, Waverly IA 50677, toll-free 866.512.6109. Insurance and annuity products are sold through CMFG Life Insurance Company. Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.