Finding new paths to retirement

We understand that the road to retirement can get complicated. It's what drives us to, create retirement options that are simple, transparent and easy to understand and our suite of annuities is built to meet the individual needs of investors for financial security and market opportunity.

Our annuity options, issued by CMFG Life Insurance Company and MEMBERS Life Insurance Company, are available to investors through registered financial professionals. We are dedicated to helping Americans achieve financial security and have responded to the new retirement reality with a diverse suite of forward-thinking annuity products designed for where people are today and where they hope to go.

We provide the necessary resources, tools and support to all our appointed financial advisors.

Annuities designed for every objective:

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Accumulation
Growth Potential.

Risk-controlled growth helps build a nest egg throughout market cycles and helps reduce or lessen the worry of catastrophic loss.

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Legacy
Protection for loved ones.

Clients can leave behind what they've built in a way that's right for them and best for their heirs.

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Income
A guaranteed source of money.

A sure, steady source of income now or down the road provides a solid foundation for planning.


Barron's logo

In 2021, four of our annuities were recognized in 10 categories as one of 2021 Best Annuities(opens a PDF in a new window) by Barron’s.1

ThinkAdvisor Luminaries 2021

Our Behavior Finance Advice Program earned a 2021 Luminaries Award from ThinkAdvisor.2


We believe in making it simple and seamless for us to work together. Let's get started.
Contact us now.

Broker Dealers:
Learn more

Financial professionals
Learn more by contacting the CUNA Mutual Annuity Solutions Desk at 877-345-4769 (GROW) option 1 or visit smartriskcontrol.com

Existing Annuity Clients
Contact your financial advisor or to view your contract details visit cmannuities.com

1Barron’s, “The 100 Best Annuities for Today’s Market,” July 26, 2021.
2ThinkAdvisor, “Meet the LUMINARIES Class of 2021,” August 16, 2021.
Annuities are long-term insurance products designed for retirement purposes. Clients should consider a variable annuity's investment objectives, risking, charges and expenses carefully before investing. The prospectus contains this and other information. Encourage clients to read it carefully.
All guarantees are backed by the claims-paying ability of the issuer and do not extend to the performance of the underlying accounts which can fluctuate with changes in market conditions.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers.
CUNA Mutual Group Financial Advisors is a marketing name and service of CUNA Brokerage Services, Inc. (CBSI), 2000 Heritage Way, Waverly, Iowa 50677, member FINRA/SIPC, is a registered broker/ dealer in all fifty states of United States of America and a registered investment advisor affiliates of CUNA Mutual Group. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not guaranteed by any financial institution. Representatives are registered, securities sold, advisory services offered through CBSI. CBSI is under contract with the financial institution through the financial services program, to make securities available to members and individual investors.
CORP, CMGA-3379565.2-0921-1023