Credit Union and Economic Reports
The Credit Union Trends Report and Economic Report provide a review and analysis of recent credit union financial performance and operational results in the context of recent economic activity. Data and analysis are provided to establish standards against which credit unions' own performance can be compared.
Credit Union Trends Report
The Credit Union Trends Report is a monthly "pulse check" on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick from CUNA Mutual Group. (Opens in a new window)
January 2020 (November 2019 data)
- Over the last 12 months, total credit union loan balances rose only 6.2%, below the 7.9% long-run average.
- Credit union new-auto loan balances fell at a -3.4% seasonally adjusted annual rate in November, significantly below the double digit pace set during 2012-2018.
- Credit union capital balances grew 11.3% in the year ending in November, significantly above the 7% average set over the last 20 years.
Past Reports
December 2019
Credit union loan balances rose 0.6% in October, the same as the 0.6% pace reported in October 2018.
November 2019
During September, loan balances grew at a 5.7% annualized pace, while savings balances rose at a 9.1% annualized pace.
Economic Report
December 2019 (Q3 2019 data)
The Economic & Credit Union Update is a quarterly report on the economic factors that impact credit unions’ operations and financial performance.
- The U.S. economy is expected to grow at its long run 2% trend in 2019, but grow below trend in 2020.
- Interest rates will remain low in 2020, putting downward pressure on credit union earnings.
- Credit union loan growth is expected to slow to 6% in 2020, below the long run trend of 7.2%.
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