Credit Union and Economic Reports

The Credit Union Trends Report and Economic Report provide a review and analysis of recent credit union financial performance and operational results in the context of recent economic activity. Data and analysis are provided to establish standards against which credit unions' own performance can be compared.

Credit Union Trends Report

The Credit Union Trends Report is a monthly "pulse check" on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick(opens in a new window) from CUNA Mutual Group. (Opens in a new window)

August 2022 (June data)

  • Credit union loan balances rose 2.4% in June, faster than the 1.0% pace reported in June 2021, due to every loan category reporting growth.
  • Credit union savings balances grew 7.9% during the 12 months ending in June, above the 6.6% average annual growth rate recorded during the last 20 years.
  • Credit union loan-to-share ratios rose to 75.3% in June, up from 73.6% one month earlier, and up from 70% in June 2021.

Past Reports

July 2022


Credit union loan balances rose a remarkable 14.6% during the last year, the fastest annual pace since May 1995.

June 2022


Credit union yield-on-asset ratios fall to historic lows in first quarter of 2022.

Economic Report

August 2022

The Economic & Credit Union Update is a monthly report on the economic factors that impact credit unions’ operations and financial performance.

  • The rise in interest rates has reduced single family housing starts 21% during the first 7 months of 2022.
  • New auto sales were a 13.3 million annualized sales pace in July, 19% below the 16.5 million long run average.
  • Credit union loan growth is rising at the fastest rate in over 30 years.
Making Strategic Choices for Growth

Making Strategic Choices for Growth

To better understand credit unions’ efforts to remain relevant and continue growing in the face of this competitive threat, CUNA Mutual Group commissioned a research project to explore the strategic choices of credit unions.