Credit Union and Economic Reports

The Credit Union Trends Report and Economic Report provide a review and analysis of recent credit union financial performance and operational results in the context of recent economic activity. Data and analysis are provided to establish standards against which credit unions' own performance can be compared.

Credit Union Trends Report

The Credit Union Trends Report is a monthly "pulse check" on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick(opens in a new window) from CUNA Mutual Group. (Opens in a new window)

May 2021 (March data)

  • The average credit union member had $13,562 in total savings deposits in March 2021, up from $11,307 in March 2020.
  • The credit union average capital-to-asset ratio fell to 9.8% in March 2021, down from 11% in March of 2020. 
  • Credit union new-auto loan balances declined 3.2% in March; a bigger decline compared to the 0.8% drop in March 2020.  

Past Reports

April 2021


After falling 3.5% in 2020, we expect the U.S. economy to grow at a remarkable 6% in 2021.

March 2021


Rising long-term interest rates have pushed up 30-year fixed-rate mortgage interest rates from 2.65% set during the first week of 2021 to 3.02% today.

Economic Report

May 2021

The Economic & Credit Union Update is a monthly report on the economic factors that impact credit unions’ operations and financial performance.

  • Inflation is now rising at a 4.3% pace, which is pushing up inflation expectations.
  • New auto sales came in at 18.5 million annualized pace in April, the fastest pace since 2005.
  • Existing home sales cooled to 6 million annual sale pace in April, but still above the 5 million normal sales pace.
  • Credit union savings-per-member grew 20% during the last year, from $11,300 to $13,500, the biggest increase in credit union history.
man and woman sitting on a couch together

The Convenience Economy: How Members Are Driving Innovation and Changing Your World eBook