Offset Benefits Costs
Learn how you can use high-yielding investments to address employee benefit costs with Total Benefts Pre-Funding.
Declining investment yields and net interest margins make it increasingly difficult for credit unions to support the rising cost of benefits like health insurance premiums. But with a Total Benefits Pre-Funding (TBPF) program, you can offset the cost of your credit unions' employee benefits.
A TBPF program allows federal credit unions to invest in potentially higher-yielding investments that the NCUA would otherwise deem "impermissible."
Investment options include:
1. CUNA Mutual internal data
2. Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2014
3. National Credit Union Administration, 5300 Call Report Quarterly Data, December 2014
TBPF-1160427.1-0315-0417 © CUNA Mutual Group, 2015 All Rights Reserved.