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A Home Fire Occurs Every 85 Seconds in the U.S.*

A healthy real estate market is great for business. But it doesn't take many mortgage loan losses to seriously hurt your bottom line. Do you have a Collateral Protection (CP) program that guards your mortgage portfolio and supports your operations?

Your CUNA Mutual Group Sales Executive can review your specific needs and the available options so you can make an informed decision. Download Product Overview >>

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Mortgage Collateral Protection Insurance Options





full-service program that tracks members' personal insurance, manages communications, and determines when to place insurance.
  • Hazard/Fire
  • Flood
  • Wind


An easier way to protect your entire portfolio.
There are no monthly reports to file, no member communications to send, no disclosure requirements to follow.
  • Hazard


A self-service program that puts you in charge throughout the process, including whether insurance should be placed.
  • Hazard/Fire
  • Flood
  • Wind
  • Liability

Flood Zone

A pre-mortgage service that identifies if a property is located in a flood zone and if flood insurance is required. Meets compliance and FEMA requirements.

CUNA Mutual Group works with these highly respected providers to deliver a selection of coverages and help you protect against unexpected losses:

Collateral Protection Mortgage Partners 

* Fire Loss in the U.S. during 2015, National Fire Protection Association, September 2016. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Coverages available through CUNA Mutual Group’s Collateral Protection program are underwritten by CUMIS Insurance Society, Inc., a member of CUNA Mutual Group; in partnership with State National Insurance Company; National Specialty Insurance Company, a State National company; and American National. Real estate protection products are brokered through CUNA Mutual Insurance Agency, Inc. in partnership with WNC First Insurance Services, Inc. Flood zone determination services are provided by ServiceLink National Flood. Product availability and features may vary by jurisdiction and are subject to actual policy language.


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