Are you doing enough to manage hidden risks?

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Risk Management

With so much at stake, trust a proven provider that truly understands evolving credit union risks.


When the average payment fraud loss is $23,0001, it pays to make sure you’re covered. Be sure to look carefully at the fine print. Other coverage may appear similar to ours, but it’s definitely not the same. We closely monitor industry and credit union trends to refine our CUMIS® Bond policy for your benefit. You could have our enhanced bond coverage protecting your credit union – long before other providers have a chance to copy it.


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Benefits for You:

  • Innovative coverage solutions and optional endorsements essential to protect against emerging risk exposures.
  • Access to exclusive loss prevention services and industry-leading risk management resources.
  • Access to one-of-a-kind Bondability Verification Services and Risk Insight Dashboard.

Recent Coverage Enhancements:

  • Fraudulent Deposit to include Automated Clearing House (ACH) debit transactions
  • Electronic Crime – Loan Enhanced to cover fraudulent ACH booster payments
  • Trauma Counseling to reimburse trauma counseling expenses for witnessing acts of violence
  • Payments for Injury or Death to cover medical/surgical expenses due to acts of violence
  • Cash Letter to include for electronic cash letters


Visit our Protection Resource Center for a suite of protection resources especially for our policyholders.


1Johnson Bank, Protect Your Business from Check and ACH Fraud, January 2015. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Insurance products offered to financial institutions and their affiliates are underwritten by CUMIS Insurance Society, Inc. or CUMIS Specialty Insurance Company, members of the CUNA Mutual Group. Some coverages may not be available in all states.