Benefit liabilities may become beneficial assets with Total Benefits Pre-Funding.

Count on CUNA Mutual Group's Total Benefits Pre-Funding Program:

• Safety and soundness are priority #1
• Regulatory compliance confidence
• Strategic asset allocation that broadens diversification* while minimizing risk*

Pre-Funding Programs help meet your obligations on tax-qualified benefit programs such as:

• Defined benefit (pension) plan investments
• Post-retiree health benefit plan funding (FASB 106)
• 457(f) Executive non-qualified compensation arrangements
• 401(k) match contributions
• Employee life or health insurance expenses
• Deductible long- and short-term disability expenses

*Non-permissible investments are those that fall outside the explicit scope of NCUA regulation 701.19, which governs the investment practices of federally chartered credit unions. The NCUA traditionally offers relief from this restriction when the investment is used to offset future benefit obligations.

Curbs-and possibly cures-problems with rising operating expenses

• Helps you identify and project current and future benefit obligations
• Lets you effectively manage rising benefit costs

Delivers the power of investment-with real peace of mind

• Optimizes the earning power of your assets through pre-funding
• Generates additional income to offset future employee benefit liabilities
• Multiple funding options
• Full line of support ready to service your needs

Lets you provide employee benefits that attract, reward, and retain

Ensures regulatory compliance
Our experienced experts provide knowledge and oversight

CUNA Mutual Group can help you take full advantage of these new benefits pre-funding investment opportunities.  We have the benefits, compliance, and investment expertise to help you:

• Identify and project your current and future benefit obligations
• Effectively manage rising employee benefit expenses
• Optimize the earning power of your assets through pre-funding
• Generate additional income to offset future employee benefit liabilities
• Stay on top of compliance with regulatory requirements

Learn more about our Total Benefits Pre-Funding Programs.