AskAuto™ can help you reach members on the dealer lot as they make their purchase decision through patent-pending innovation.

For members, AskAuto can help simplify their vehicle buying experience:

• Scan VINs to learn average retail cost and EPA mileage estimates
• Compare, rank and save notes on vehicles
• Get guidance on the best loan for them while they’re on the dealer lot
• Apply for a loan anytime, anywhere using their smartphone

See how AskAuto can simplify the vehicle buying experience.

Smartphone loans come to loanliner.com system
This new technology optimizes loanliner.com for use with Smartphones and improves the member experience. It also supports credit union goals to attract new and younger members, and to reach members through new product channels. Two early adopter credit unions saw their mobile-device loan-application completion-percentage significantly increase through use of this technology. Learn more.

Updated Online Application and Solicitation Disclosures Ready for Reg Z Compliance
In support of the credit card disclosure changes required by the July 1, 2010, Regulation Z compliance deadline, loanliner.com recently implemented new disclosure requirements in its online application system. Application templates are available for customizing based on individual credit union needs. Credit unions using LOANLINER Document Solutions will benefit from the added security of knowing disclosure updates requested of LOANLINER will automatically be applied to loanliner.com.

Advance Request Templates Available to Support Reg Z Compliance
New Regulation Z rules, effective July 1, 2010, mean most credit union’s will have to manage the lending process for multi-featured, open-end accounts differently than today. In support of the “application” versus “verification” requirements in the rules, loanliner.com announces the addition of two new advance request templates to its set of customizable online lending documents.

Resources:

• How to make the right advance request decision
• Overview of Reg Z compliance issues
• Reg Z Tool Kit (secure log-in required)
• Request Access to Lending Resource Center
• Sample comparison of application and advance request

Web-based member lending support system

• Provides members with 24/7 access to your loan applications
• Calculates various loan payment options
• Supports Consumer and Home Equity lending
• Now optimized for mobile devices, growing application completion percentage and capturing more loans
• Watch smartphone demo video 

A seamless member experience

• Integrates with your credit union’s branding
• Offers space surrounding applications for marketing  
• Includes additional space within applications to cross sell your products

Builds your bottom line

• Drives higher lending volumes
• Creates more cross-sale opportunities
• Increases non-interest income

Customized to meet your credit union’s needs

• Modular system
• Easy to update
• Tailored to meet your lending requirements

Self - Configuration

• Customize applications to meet your lending requirements
• Create various Web Calculators based on your loan and product offerings
   

Seamless Integration

• Present applications with your credit union’s branding
• Choose between a cool and warm theme to better match your website
  

Automated Decisioning

• Integrates with your lending process
• Gives your credit union control over lending decisions
• Makes the loan process easier for credit unions and members
  

Connectivity

• Prefill member data into loan application to streamline the application process
• Create efficiencies by transferring application data to Loan Origination Systems
  

Mobile Device Support

• Members see application screens designed for their mobile device
• Ties into smartphone features, generating GPS directions and phone calls to your branch from the submitted application
• Watch smartphone demo video 
  

Documents

• Deliver electronic LOANLINER documents to remote borrowers to further streamline the process for your members