Helps protect member finances and credit rating if the unexpected happens

• Available for consumer and home equity loans
• Cancels a member's loan balance or reduces repayment of a loan debt  when specified life events occur
• Easy enrollment and simple eligibility requirements

Safeguards your loan portfolio

• Prevents loan defaults in the event of specific life events
• No insurance licensing required

Provides non-interest income for your credit union

We protect more borrowers than any other credit union provider

Safeguards member assets-and builds member relationships

• Helps protect monthly cash flow and credit rating
• Helps preserve savings
• Helps ensure loan payments are made

 More member protection than competitive products

• War or Acts of War coverage included on loss of life and disability packages
• Protection on loans with terms of more than 120 months
• No eligibility age limits versus 66 on competitive products
• 25 hour workweek minimum vs.some competitors' 30

More protection for your credit union

• Compliance expertise
• Continuous monitoring and advocacy of federal and state regulations
• $1 million indemnification limited warranty

An excellent source of fee-based income

Comprehensive service and support

• Online claims submission and inquiry
• Help credit unions design their desired product
• Implementation within 120 days
• Lending Resource Center: online resource houses product, training, compliance, and administration information
• Product and skills training: online and face-to-face
  

Lending Resource Center:  Exclusive online resource that houses important product information - from product basics and training to compliance best practices and product administration.

Product Training:  Multi-channel product and skills training to help your lenders meet member needs.

LOANLINER® Documents:  Purchase electronic LOANLINER documents to ensure compliance standards for deposit and lending documentation, disclosures and more. LOANLINER documents are designed to streamline your processes for maximum member convenience.

loanliner.com:  For greatest results, this online loan application is designed to “ask for the sale” at precisely the right point during the loan event. Using Integrated Web Calculator, your member can calculate a loan payment after Debt Protection is added.