CUNA Mutual Group has built a strategic mix of Collateral Protection insurance solutions to help you manage your lending risks. Our programs are designed to help protect your interest in the loans you make in the event that your members fail to maintain required levels of insurance coverage.

Choose among the following program options:

• Tracked Collateral Protection Insurance
• Blanket Physical Damage Insurance
• Immediate Issue Physical Damage Insurance
• Real Estate Collateral Protection Insurance & Services
• Non-Filing Coverages

We deliver collateral protection for both consumer and real estate lending risks with competitive rates and no penalties, fees, or other surcharges. CUNA Mutual Group’s dedicated Sales Executives and Account Consultants will work with you to assess your risks and recommend a program that meets your needs. Contact your CUNA Mutual Group Sales Executive to learn more about our suite of Collateral Protection products.

Competitive rates with no penalties, fees or surcharges:

• No hidden fees
• No unnecessary surcharges
• No cancellation fees or other types of penalties

The service and support you need:

• Your CUNA Mutual Group Sales Executive remains your primary contact throughout the sales process
• Access specialists with the knowledge you need to help make your program a success

Need more information about Collateral Protection? Contact your CUNA Mutual Group Sales Executive.

Learn more about our comprehensive selection of products:

• Tracked Collateral Protection Insurance
  CUNA Mutual Group and State National Companies have formed an alliance to offer credit unions Tracked Collateral Protection Insurance (CPI). This program tracks your members’ insurance and force places coverage on those who don’t maintain physical damage insurance. The alliance combines the credit union leader for insurance protection with the industry leader for CPI - no other company provides CPI as its core focus.

• Blanket Physical Damage Insurance
  Protects your portfolio even if you prefer not to add force-placed insurance premiums to members' loans.

• Immediate Issue Physical Damage Insurance
  A good complement to our Blanket Physical Damage insurance. Immediate Issue helps you track members' personal insurance and determine when to force-place insurance. It provides "immediate" coverage on an as-needed basis, with premiums charged to the individual borrower.

• Real Estate Collateral Protection Insurance & Services
  Protects you against the problems and risks of uninsured real estate properties and loans.
  
• Non-Filing Coverages
  Includes Unintentional Non-Filing of Instruments, Intentional Non-Filing of Instruments - Titled/Other than Titled. These coverages protect you from errors or omissions during the process to secure vehicle titles or other forms of proof of ownership.