It is no secret that health care costs can be expensive. Adding long-term care coverage to your product portfolio can help to:

Protect member and employee assets

• Designed to pay for long-term medical expenses not covered by other programs
• Helps safeguard retirement funds
• Helps ensure access to needed medical care
• Minimizes financial burden on family members
• Supplements coverage provided by Medicare/Medicaid

Reward key credit union executives and minimize turnover and business disruption

• Helps credit unions compete against other financial organizations for top talent
• Improves attraction and retention efforts

Give business members an affordable retention tool
Your business accounts can also benefit from this valuable resource.

Build non-interest income

Our Long-Term Care Insurance program benefits your members, business clients—your credit union and its employees.

Strengthens member relationships
Build member retention at the individual and business level with:

• “Member only” rates that help ensure long-term relationships with your credit union
• Consultation services through licensed Long-Term Care Insurance professionals

Improves executive attraction and retention rates at your credit union

• Customizable coverage can be limited to specific employee levels
• Competitive way to offer a desired benefit
• Complements existing compensation offerings

Includes desirable coverage options, competitive rates, and rate-protection

• Multiple care level coverage options
• Discounts for spousal coverage, healthy lifestyle, and preferred health*
• Inflation protection, and limited pay options available**

Turnkey program is easy to add and administer

• No additional operational or staffing requirements
• Marketing, administration, and product fulfillment all included
• Designed to be compliant with all state and federal regulations
• Online tools make it easy to monitor program performance
• One-call plan administration

Builds non-interest income
Ongoing non-interest income source for your credit union

*When paid from a credit union account.  Discounts may vary and may not be available in some states.
**Not available in all states

Learn more about our Long-Term Care Insurance program

• Member Program Brochure
• Executive Carve-out Brochure CUs
• Executive Carve-out Brochure Businesses