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Overview
While medical, dental, and vision care are an important way to protect physical well being, providing Group Disability Insurance for your employees provides peace of mind by protecting their income, standard of living, and families. Short- and Long-Term Disability insurance increase employee confidence in you as an employer– confidence that you have a plan in place to ease the financial discomfort of an illness or accident. CUNA Mutual's plans help solidify your credit union's and your employees' financial well-being.
CUNA Mutual's Group Disability Insurance includes convenient 24/7 access to current insurance certificates and forms via Benefits for You. They will also have access to a wealth of educational information about how certain life and work events, such as going on disability, affect benefits, as well as information on how to file claims and what to do if a claim is denied. 24-hour online access helps you by removing the burden of keeping hard copies on hand.
Short-Term Disability
Temporary, short-term injuries– a car accident, back injury, or sports mishap– can disrupt the lives of your employees and lead to long-term financial consequences. With Short-Term Disability Insurance, you can provide a weekly income to employees who are unable to work. Short-Term Disability Insurance creates a bridge back to full-time employment when a covered temporary disability prevents one of your employees from working. For more information, read the Short-Term Disability Brochure  (316 KB)
Long-Term Disability
Your employees need to know that their income will be protected if they are out of work for an extended time due to an illness or accident. There’s no way to guarantee your employees’ health, wealth, and safety. However, if misfortune strikes, there is something you can do to ease the financial pain. Long-Term Disability Insurance allows a household to regain financial stability when a family member is out of work.
CUNA Mutual's Long-Term Disability Insurance picks up where Short-Term Disability Insurance leaves off. For employers, it means not having to make tough decisions about whether to continue paying an employee’s salary during an extended period of disability. It also addresses the cost of replacement workers, lost productivity, and worker morale. Because the risk of long-term disability is increasing and the causes can be complex, it makes sense to give your organization the financial protection and competitive advantage of CUNA Mutual’s Long-Term Disability coverage. For more information, read the True Group Brochure (289 KB) or the Small Group Brochure (293 KB)
Advantages for your credit union:
- Cost-effective coverage with exceptional service.
- Builds loyalty and helps you attract and retain quality employees.
- Easy access to claim forms and certificates via Benefits for You promotes self-service and removes the administrative burden from your HR staff.
- Provides a better way to manage subjective disorder claims, such as those related to chronic fatigue syndrome, chronic pain, fibromyalgia, and psychiatric-related disabilities.
Advantages for your employees:
- Protection from the unexpected provides peace of mind.
- Protection for on-and off-the-job accidents.
- 24/7 access to forms and certificates via Benefits for You.
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- For a Group Disability plan comparison, contact your CUNA Mutual Sales Executive at 1-800-356-2644.
- For help with your current plan, call the Employee Benefits Center at 1-800-548-9390, Option 5.
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