Protecting Your Financial Future
Planning for your future is about making the best choices for you and your family—whether it’s improving your standard of living or protecting your financial future.

Requesting credit life insurance on your credit union loans can help your family keep their standard of living if your income is lost due to your death.

Protection that Pays
When you choose to protect your loans with MEMBER’S CHOICE™ credit life insurance, you’re planning for your family’s financial future.

If you pass away and your claim is payable, your eligible loan balance is reduced or paid off.

This helps conserve your family’s savings and allows them to use other insurance funds to meet day-to-day living expenses, preserving the standard of living you worked so hard to achieve.

      Benefits of Credit Life Insurance:
  • Simple and quick enrollment
  • Immediate coverage
  • Easy payments
  • Financial security
  • Peace of mind
  • Complements existing insurance
  • Maintains family’s living standard

Check with your loan officer for more details on MEMBER’S CHOICE credit life insurance, including exclusions, limitations, and benefit maximums.

Calculate Your Credit Life Insurance Need
To find out if your family would have the financial resources to pay your monthly new loan payment if your income was lost due to your death, complete the worksheet below.

 Monthly Income
  Your income (net) $
  Partner's income (net) $
  Other income $
 Total Monthly Income $
 Income lost due to death $
 Total Monthly Income After Death $
 Monthly Expenses
  Mortgage(s)/rent payment $
  Car payment/transportation expenses $
  Credit card payment $
  NEW LOAN PAYMENT $
  Utilities $
  Food $
  Child care $
  Retirement savings contribution $
  Educational savings contribution $
  Other expenses $
 Total Monthly Expenses $
 Income After Death (Less Expenses) $

If your income is insufficient, you may consider MEMBER'S
CHOICE credit life insurance on your new loan.


MEMBER'S CHOICE credit life insurance is underwritten by CUNA Mutual Insurance Society.